Fig. 01
Credit card processing
Debit, credit, mobile, keyed, and card-not-present — on interchange-plus pricing you can read. Check processing and ACH when cards aren't the right tool.
Home / Why NPS
Why NPS
Five things that decide whether a transaction ends well.
Most processors sell you a rate and disappear. The work that protects your revenue happens after the sale — in the chargeback, the audit, the day the terminal will not boot. That is the part we staff.
What we handle
Five things that decide whether a transaction ends well.
Most processors sell you a rate and disappear. The work that actually protects your revenue happens after the sale — in the chargeback, the audit, the data, the day the terminal won't boot. That's the part we staff.
Fig. 02
Fraud & chargebacks
A person here works your case. We pull the evidence, write the representment, and fight the chargeback — instead of mailing you a form and wishing you luck.
Fig. 03
Consumer financing
Approve financing at the counter in minutes, so a customer with a big ticket doesn't leave to go ask a bank. Same roof as the rest of your payments.
Fig. 04
Your customer data
Sort, filter, and export what your terminal already knows — busiest hours, repeat customers, average ticket. Retained to state and federal guidelines.
Fig. 05
PCI compliance
We keep your PCI validation current for you — the questionnaire, the scans, the renewals. No surprise non-compliance fee showing up on a statement.
Fig. 06
Gift & loyalty
Branded gift cards and a loyalty program that runs on the terminal you already have. Money collected today, spent later, usually on a bigger ticket than the card was worth.
Why NPS
The terms, in plain English.
Everything below is on the agreement, not just the sales call. If another processor won't put the same list in writing, that's the answer to your question.
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No long-term contractMonth to month, and no early termination fee if we stop earning it.
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Next-day fundingBatch tonight, money moves tomorrow. Cash flow you can plan payroll around.
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We maintain your PCI complianceThe questionnaire and the scans are our job, not a task you forget until the fee lands.
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Chargeback assistanceWe build the case with you and file the representment. You keep running the business.
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Support around the clockA terminal down on a Saturday night is an emergency. We treat it like one.
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Technology you'll actually useGift and loyalty, merchant lending against future volume, and reporting that answers real questions.
Our vision
To be recognized as Western Ohio's most trusted and effective electronic payment processor for commercial, non-profit, and municipal clients.
Our mission
PCI-compliant electronic payment processing that is safe, reliable, and customized — with uncompromising customer service.
The transaction hasn't changed. Everything around it has.
Get started
Send us a recent statement.
We'll read it line by line and tell you what you're actually paying — including the fees that don't have obvious names. If we can't beat it, we'll say so. Free, and there's nothing to sign to get it.