The April interchange update, in plain English
What Visa and Mastercard changed this cycle, which merchant categories it touches, and whether it moves your effective rate up or down.
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News
What we're doing, and what's changing in payments.
Rules change, rates change, and the card brands publish their updates twice a year. When something affects what you pay or what you owe, it shows up here in plain English.
Community
NPS Cares
Every merchant on our books is a business somebody in this area runs. We put time and money back into the same places.
The businesses on this list are the ones on our books.
Local money, kept local.
NPS Cares is the part of the business that isn't processing: sponsorships, chamber work, and the Builders Exchange relationships that put us in the room with the contractors and shops who make up most of Western Ohio's economy.
Placeholder — replace with the programs, sponsorships, and organizations NPS actually supports, plus a photo.
Recent
From the desk.
Short posts on the things that actually move a merchant's number — interchange updates, chargeback rule changes, and equipment going end-of-life.
Why your "non-compliance fee" appeared
PCI validation lapses quietly and the fee arrives loudly. What triggers it, what it costs, and how the annual questionnaire actually gets handled.
Placeholder postReading a merchant statement, page by page
A walkthrough of a real statement with the numbers changed — where the interchange ends, where the markup starts, and which line is the one to argue about.
Placeholder postThree placeholder posts, shown so the layout can be judged. Real posts, dates, and a working archive go in before launch — or this section comes out and the page becomes NPS Cares plus the capabilities statement.
For procurement
Capabilities statement
Municipal, non-profit, and institutional buyers need the same page of facts every time: who we are, what we're registered as, who sponsors the processing, and what we're qualified to handle. Rather than make you ask, it's a download.
Download the capabilities statement (PDF) →Not yet linked — needs the current PDF from NPS.
Registered as
An Independent Sales Organization of Wells Fargo Bank, N.A., Concord, California.
Serving
Commercial, non-profit, and municipal clients across Western Ohio and the Miami Valley.
Preferred vendor
Springboro Chamber of Commerce. Builders Exchange of Dayton.